Regulation

Last updated: 5 February 2018

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Currencycloud is regulated in the United Kingdom and the United States. Continue reading to find specification information about which licenses we hold and where exactly we hold them.

United Kingdom

The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 and the Payment Services Regulations for issuing of electronic money and the provision of payment services with FCA registration number 900199.

 United States

The Currencycloud program in the United States is sponsored by Community Federal Savings Bank, to which Currencycloud is a service provider, except in the following states in which The Currency Cloud Inc. is a licensed money transmitter.

All money transmissions provided by The Currency Cloud, Inc. are pursuant to the money transmitter regulations of the various States where it is licensed. NMLS ID: 1428924.

State Regulator Agency License
Alabama State Banking Dept of AL

P.O. Box 4600, Montgomery, AL 36103-4600
334-242-3452
SC-547
Arizona Arizona Department of Financial Institutions

2910 N 44th Street, Phoenix, AZ 85018
MT-0945826
Arkansas Arkansas Securities Dept

Heritage West Building 201 East Markham, Suite 300, Little Rock, AR 72201
501-324-8688
112326
Connecticut Connecticut Department of Banking Consumer Credit Division

260 Constitution Plaza, Hartford, CT 06103-1800
860-240-8206
MT-1428924
Delaware Delaware Office of the State Bank Commissioner 

555 E. Loockerman St, Ste 210, Dover, DE 19901
302-739-4235
026473
District of Columbia DC Dept of Insurance, Securities and Banking Bureau

810 First Street NE, Suite 701, Washington, DC 20002
202-727-8000
MTR-1428924
Florida FL Office of Financial Regulation

200 East Gaines St., Tallahassee, FL 32399
850-410-9895
FT230000163
Idaho ID Dept of Finance

Consumer Finance Bureau/Securities Bureau 800 Park Blvd Ste 200, Boise, ID 83712
208-332-8000
MTL – 188
Illinois Illinois Dept of Financial and Professional Regulation Division of Banking

100 W. Randolph Street 9th Floor, Chicago, IL 60601
844-768-1713
MT.0000313
Indiana IN Dept of Financial Institutions, Consumer Credit Division

30 South Meridian Street, Suite 300, Indianapolis, IN 46204
317-232-3955
Iowa Iowa Division of Banking

200 E. Grand Avenue, Suite 300, Des Moines, IA 50309
515-281-4014
2015-0192
Kansas Office of the State Bank Commissioner

700 SW Jackson, Suite 300, Topeka, KS 66603
785-296-1744
MT-0000312
Kentucky Kentucky Department of Financial Institutions

1025 Capital Center Drive, Suite 200, Frankfort, KY 40601
800-223-2579

SC361499
Louisiana Louisiana Office of Financial Institutions Non-Depository Division 

PO Box 94095, Baton Rouge, LA 70804-9095
225-925-7762
41933054F
Maine Maine Bureau of Consumer Credit Protection Bureau of Consumer Credit Protection

35 State House Station, Augusta, ME 04333
207-624-8527
NMT1449384
Maryland Maine Bureau of Consumer Credit Protection Bureau of Consumer Credit Protection

500 North Calvert Street, Suite 402, Baltimore, Maryland 21202
1428924
Michigan Michigan Department of Insurance and Financial Services

530 W. Allegan St. 7th Floor, Lansing, MI 48933
877-999-644
MT0021415
Minnesota Minnesota Commerce Department

85 7th Place East, Suite 280, Saint Paul, MN 55101
651-5391703
MN-MT-1428924
Mississippi Mississippi Dept of Banking and Consumer Finance

Mortgage Division, PO Box 12129, Jackson, MS 39236
800-844-2499
2877
Missouri Missouri Division of Finance

PO Box 716, Jefferson City, MO 65102
573-751-4243
3513931
Montana Montana Division of Banking and Financial Institutions

301 S. Park Ave, Suite 316 Helena, MT 59601
406-841-2920
Nebraska Nebraska Department of Banking and Finance

PO Box 95006, Lincoln, NE 68509
402-471-2171
1428924
New Hampshire New Hampshire Banking Department

53 Regional Drive, Concord, NH 03301
22171-MT
New Mexico New Mexico Financial Institutions Division Mortgage Unit

2550 Cerrillos Road, 3rd Floor, PO Box 25101 (87504) Sante Fe, NM 87505
505-476-4519
5079241
North Dakota North Dakota Department of Financial Institutions – Consumer Division

2000 Schafer Street, Ste G, Bismark, ND 58501
701-328-9933
MT103257
Ohio Ohio Division of Financial Institutions / Division of Financial Institutions Consumer Finance Licensing

 
77 South High Street, 21st Floor, Columbus, OH 43215
614-728-8400
MT 100-116
Oklahoma Oklahoma Dept of Consumer Credit Licensing

3613 NW 56th Street, Suite 240 Oklahoma City, OK 73112
405-521-3653
OKDOB001
Oregon Oregon Division of Financial Regulation

350 Winter Street NE, Room 410, Salem, OR 97301
503-378-4140
MTX-30173
Rhode Island State of Rhode Island Department of Business Regulation / Division of Banking

 
1511 Pontiac Avenue, Building 69-2, Cranston, RI 02920
401-462-9503
20183673MT
South Carolina South Carolina Consumer Finance Division of the Board of Financial Institutions

1205 Pendleton Street, Suite 306 Columbia, SC 29201-3756
803-734-2020
South Dakota South Dakota Division of Banking

1601 N. Harrison Avenue, Pierre, SD 57501
MT-2143
Tennessee Tennessee Department of Financial Institutions

312 Rosa L. Parks Ave, 26th Floor, Nashville, TN 37243
615-741-0351
1428924
Utah Utah Division of Real Estate

160 East 300 South, Second Floor, Salt Lake City, UT 84111
801-530-6297
Vermont Vermont Department of Financial Regulation

 
Banking Division 89 Main Street Montpelier, VT 05620-3101
802-828-3307
MT 100-116
Washington Washington Department of Financial Institutions Division of Consumer Services

PO Box 41200, Olympia, WA 98504-1200
360-902-8703
550-MT-111765
West Virginia West Virginia Division of Financial Institutions

 
900 Pennsylvania Avenue, Suite 306, Charleston, WV 25302-3542
MT 100-116
Wisconsin Wisconsin Dept of Financial Institutions

201 W. Washington Ave, 5th Floor Madison, WI 53703
608-261-7578
Wyoming Wyoming Division of Banking

Herschler Building, 3 West, 122 West 25th Street, Cheyenne, WY 82002
307-777-7797

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