These Terms of Use apply from 15 May 2026.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| EUR, GBP, CAD & SWIFT Collection Service | Your Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account | Currencycloud Ltd | Terms of Use (UK-Ltd) |
| Foreign Exchange Service | Your Global Account where you can Convert funds between different currencies | Currencycloud Ltd | Terms of Use (UK-Ltd) |
| Payment Services | Your Global Account where you can Store and Pay-Out funds | Currencycloud Ltd | Terms of Use (UK-Ltd) |
| Spark Service | Your international payments experience, where you can integrate international and local clearing into your payments and FX platform | Currencycloud Ltd | Terms of Use (UK-Ltd) |
These Terms apply from 15 May 2026.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| Currency Collection Services | Your Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account | Currencycloud Ltd | Currencycloud Terms - UK IKYC |
| Foreign Exchange Service | Your Global Account where you can Convert funds between different currencies | Currencycloud Ltd | Currencycloud Terms - UK IKYC |
| Payment Services | Your Global Account where you can Store and Pay-Out funds | Currencycloud Ltd | Currencycloud Terms - UK IKYC |
These Terms apply from 15 May 2026.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| Currency Collection Services | Your Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account | Currencycloud Ltd | Currencycloud Terms – UK Agent |
| Foreign Exchange Service | Your Global Account where you can Convert funds between different currencies | Currencycloud Ltd | Currencycloud Terms – UK Agent |
| Payment Services | Your Global Account where you can Store and Pay-Out funds | Currencycloud Ltd | Currencycloud Terms – UK Agent |
These Terms of Use apply from 15 May 2026.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| Currency Collection Services | Your Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account | Currencycloud B.V. | Currencycloud Terms EU |
| Foreign Exchange Service | Your Global Account where you can Convert funds between different currencies | Currencycloud B.V. | Currencycloud Terms EU |
| Payment Services | Your Global Account where you can Store and Pay-Out funds | Currencycloud B.V. | Currencycloud Terms EU |
These Terms apply from 1 December 2025.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| Currency Collection Services | Your Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account | Currencycloud B.V. | Currencycloud Terms – EU - IKYC |
| Foreign Exchange Service | Your Global Account where you can Convert funds between different currencies | Currencycloud B.V. | Currencycloud Terms – EU - IKYC |
| Payment Services | Your Global Account where you can Store and Pay-Out funds | Currencycloud B.V. | Currencycloud Terms – EU - IKYC |
These Terms apply from 1 December 2025.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| Currency Collection Services | Your Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account | Currencycloud B.V. | Currencycloud Terms – EU - Agent |
| Foreign Exchange Service | Your Global Account where you can Convert funds between different currencies | Currencycloud B.V. | Currencycloud Terms – EU - Agent |
| Payment Services | Your Global Account where you can Store and Pay-Out funds | Currencycloud B.V. | Currencycloud Terms – EU - Agent |
These Terms apply from 1 December 2025.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| Local USD Spark Service | Your international payments experience, where you can integrate international and local clearing into your payments and FX platform | Visa Global Services Inc. | VGSI Terms |
These Terms of Use apply from 1 October 2024.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| Local USD Spark Service | Your international payments experience, where you can integrate international and local clearing into your payments and FX platform | Visa Global Services Inc. | Customer – VGSI Terms |
| USD Collection Service | Your Collection Service where you can Collect USD, store, convert and repatriate funds to your account | Visa Global Services Inc. | Customer – VGSI Terms |
| USD Top-Up Service | Your Top-Up Service that enables you to send USD from the U.S. to your Currencycloud Account | Visa Global Services Inc. | Customer – VGSI Terms |
These Terms of Use apply from 1 October 2024.
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| USD Collection Service | Your Collection Service where you can Collect USD, store, convert and repatriate funds to your account | Visa Global Services Inc. | VGSI Terms – Agent |
| SERVICE | DESCRIPTION | SERVICE PROVIDER | GOVERNING TERMS USE |
| EUR, GBP, CAD & SWIFT Collection Service | Your Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account | Visa Global Services Inc. | Terms of Use (UK-Ltd) |
| Foreign Exchange Service | Your Global Account where you can Convert funds between different currencies | Visa Global Services Inc. | Terms of Use (UK-Ltd) |
| Payment Services | Your Global Account where you can Store and Pay-Out funds | Visa Global Services Inc. | Terms of Use (UK-Ltd) |
| Spark Service | Your international payments experience, where you can integrate international and local clearing into your payments and FX platform | Terms of Use (UK-Ltd) |