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Audio may become a new standard for Person-Present transactions

In the world of transaction technology, we all care about the same things: Security and Risk reduction Customer experience Friction minimization Today commonly these concerns are handled by the use of EMV chips and NFC. ...

Podcast

How to help people in emerging economies pay bills efficiently

Paying bills is nothing new, and it’s not likely to change in the near future. We will always have to pay bills, but should we be paying them like we did 100 years ago? We...

Podcast

Going down the rabbit hole of Fintech structure

Who’s behind the boom in fintech startups? How are digital-wallet entrepreneurs, for instance, launching their ideas? How much of their products are they building in house? The front end of fintech garners a lot of...

Podcast

Breaking the bank: How Dwolla Is enabling businesses to program payments

When your toaster and your TV are programmable, doesn’t it make sense that your payments should be programmable, too? Card payments often settle on ACH, but accessing the ACH Network for electronic payments is tough....

Podcast

A Venmo-style app for B2B payments

People are paying with Venmo, but many commercial enterprises, weighed down with invoices and contracts, still rely on paper checks. What if you could use the blockchain to digitize the process for these companies and...

Podcast

Eliminate processing fees with simple surcharges

How much could your business save if you didn’t have to pay credit card processing fees? Maybe more than you think. You might even save enough to jump from operating in the red to operating...

Podcast

A Merchant Cash Advance pioneer is revolutionizing healthcare financing

Merchant Cash Advance (MCA) solutions have been making finance payments easy for retailers and restaurants since 2005. So how does someone who was in the pioneering days of MCAs shift into the in healthcare system?...

Podcast

From a Tip Jar to a DipJar for charity

With all the innovation happening in the payments space, it’s no surprise that nonprofits are also utilizing unique ways to take donations. Companies like DipJar are tackling the nonprofit payments space, providing creative ways to...

Podcast

Credit card networks are finally listening to merchants

The advent and acceleration of ecommerce has impacted every player in the financial landscape. Traditionally, payments placed without the consumer present have put a strain on merchants, who, in such cases, are typically liable for...

Podcast

How do we fix global trade payments? (Hint: It’s not blockchain)

Global trade payments are a little … broken. Plenty of fintechs and startups have created better trade payment platforms domestically. Plus, various payment systems have focused on the international P2P transactions. But few fintechs have...

Podcast

How DataSeers is creating better Fintech-sponsor bank relationships

Fintechs are the future. Banks represent tradition. And in between … is our data. The news is crawling with stories about data breaches. You don’t have to google “data breach.” Just read the national headlines,...

Podcast

Allied payment network was ready for open banking, and here’s what they have to say

The concept of open banking is driving innovation across the financial services landscape. Innovation is faster, more efficient, and more accessible. Community banks and smaller financial institutions can now access the tools and resources to...

Podcast

VoPay created real-time bank payments for Canada (and they’re coming to the USA)

Credit cards offer the convenience of real-time processing, high visibility, and traceability through the entire transaction life cycle. That’s the good news with credit cards. The bad news? Credit card transaction fees are expensive for...

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